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Siddharth Venkataramakrishnan

Banking and fintech correspondent
Sid is the FT's banking and fintech correspondent, covering topics including challenger banks, the future of cash and stablecoins. Prior to this, he covered capital markets, European technology and was a leader writer.
Email Siddharth Venkataramakrishnan @SVR13  on Twitter (link opens in a new browser window)
Email Siddharth Venkataramakrishnan @SVR13  on Twitter (link opens in a new browser window)

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  • Friday, 1 July, 2022
    News in-depthWise
    Wise man looks for silver lining as dark clouds gather

    Kristo Käärmann puts positive spin on payment app’s first year as public company despite FCA probe and jump in costs

  • Friday, 1 July, 2022
    Fintech
    Klarna valuation crashes to $6.5bn from $46bn

    Swedish fintech’s decline highlights how investors are souring on ‘buy now, pay later’ sector

  • Friday, 1 July, 2022
    HP Enterprise
    The world’s first fintech sitcom is just what you’d imagine

    Tragedy equals comedy plus information technology

  • Friday, 1 July, 2022
    The best books of the week
    Cloudmoney — making the case for cash

    As cryptocurrencies garner attention and other forms of digital payment take hold, Brett Scott warns against the lure of the contactless society

  • Wednesday, 29 June, 2022
    Lloyds Banking Group PLC
    Lloyds reshuffles bankers as part of chief’s new strategy

    UK-focused lender attempts to diversify away from mortgages

  • Wednesday, 29 June, 2022
    Financial fraud
    Banks warn of fraud ‘epidemic’ as losses soar from authorised push payment scams

    Fake investments and fraudsters impersonating the police cost victims the most, says UK Finance

  • Tuesday, 28 June, 2022
    FintechFT
    Report suggests bright future for central bank digital currencies Premium content

    Plus, fintech’s easy money runs out and an interview with open banking fintech Yapily

  • Tuesday, 28 June, 2022
    Wise
    Rising costs take shine off strong revenue growth at Wise

    Payments company says it is ‘business as usual’ as FCA investigates its chief executive

  • Tuesday, 28 June, 2022
    Amigo Holdings PLC
    Amigo plans to restart lending under new brand

    RewardRate will offer cheaper credit to those who pay back on time as part of subprime lender’s plans to resume business

  • Friday, 24 June, 2022
    News in-depthFintech
    Fintechs face reckoning as easy money dries up

    Valuations have collapsed even faster than they climbed, making fresh funding hard to come by

  • Sunday, 19 June, 2022
    Financial & markets regulation
    UK outlines plans to tighten ‘buy now pay later’ rules

    Under new proposals providers will be required to carry out checks on consumers and have FCA approval

  • Friday, 17 June, 2022
    Klarna AB
    Klarna tries to raise cash at less than half its peak $46bn valuation

    Buy now, pay later company’s struggle underscores challenges facing the sector

  • Friday, 17 June, 2022
    Mortgages
    UK lenders raise mortgage rates ahead of further anticipated BoE hikes

    Move comes as inflation is expected to surge even higher before end of 2022

  • Thursday, 16 June, 2022
    UK financial regulation
    UK commits to overhaul of consumer credit legislation

    News come as FCA calls on lenders to strengthen protections for borrowers as inflation rises

  • Tuesday, 14 June, 2022
    Starling Bank
    Starling snaps up £500mn mortgage book in shift from Covid loans

    Digital challenger bank agrees to buy loans from specialist group Masthaven in effort to diversify lending

  • Thursday, 9 June, 2022
    UK politics & policy
    Johnson proposes allowing housing benefits to pay mortgage

    PM pledges rule change that would see UK welfare payments counted as income in home loan applications

  • Thursday, 9 June, 2022
    NatWest Group
    NatWest chief says mortgage demand remains strong

    Bank is ‘mindful’ of inflation, says Alison Rose, but no ‘sign of stress’ on loan book

  • Wednesday, 8 June, 2022
    Apple Inc
    Apple sidelines Goldman and goes in-house for lending service

    Apple Pay Later will offer loans via new subsidiary instead of financing through a bank

  • Tuesday, 7 June, 2022
    News in-depthFintech
    Apple piles pressure on embattled buy now, pay later sector

    BNPL companies face rising interest rates, default risks and threat of tighter regulation

  • Monday, 6 June, 2022
    Apple Inc
    Apple to offer buy now, pay later credit in challenge to Klarna and Affirm

    Tech group announces short-term loans system even as pandemic ecommerce boom begins to wane

  • Monday, 6 June, 2022
    Financial services
    Investors back business-focused buy now, pay later groups

    B2B groups ‘all the rage’ as companies seek ways to stretch cash flows while consumer-facing operations struggle

  • Sunday, 5 June, 2022
    ReviewNon-Fiction
    Forgiveness is key to ending the ‘shame industrial complex’

    Cathy O’Neil examines how modern shame divides us and how we can develop a healthier version

  • Friday, 3 June, 2022
    The Big Read
    Can buy now, pay later survive the cost of living crisis?

    High energy bills and rising inflation have raised doubts about a sector that relies on consumers who might struggle to meet repayments

  • Wednesday, 1 June, 2022
    Behind the Money podcast26 min listen
    Tether’s path to the spotlight

    FT reporters dig into the professional histories of two executives who sit atop two of crypto’s most important businesses

  • Monday, 23 May, 2022
    FintechFT
    Ethereum faces a fee fight Premium content

    Plus, what we’ve learned from Luna’s collapse and Argentina’s crypto adoption is on the rise

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