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Siddharth Venkataramakrishnan

Banking and fintech correspondent
Sid is the FT's banking and fintech correspondent, covering topics including challenger banks, the future of cash and stablecoins. Prior to this, he covered capital markets, European technology and was a leader writer.
Email Siddharth Venkataramakrishnan @SVR13  on Twitter (link opens in a new browser window)
Email Siddharth Venkataramakrishnan @SVR13  on Twitter (link opens in a new browser window)

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  • Wednesday, 19 January, 2022
    UK financial regulation
    UK financial regulator urged to crackdown on banks overcharging borrowers

    FCA accused of ‘failing the public’ by allowing some lenders to charge most customers more than advertised rate

    new
  • Tuesday, 18 January, 2022
    Mastercard Inc
    UK regulator fines Mastercard and four others over prepaid cards cartel

    Groups to pay more than £33m after being found to have broken competition law

  • Monday, 17 January, 2022
    FintechFT
    Italian regulator fires warning on crypto investing Premium content

    Plus, an interview with the CEO of ethical and halal investment Wahed, and the latest chapter in the cryptoland saga

  • Monday, 17 January, 2022
    Amazon.com
    Amazon halts plan to ban Visa credit cards in UK

    Online retailer delays implementation of policy as companies work on ‘potential solution’

  • Wednesday, 12 January, 2022
    Fintech
    Checkout.com hits $40bn valuation after funding round

    Payments group overtakes digital bank Revolut as UK’s most valuable private tech company

  • Thursday, 6 January, 2022
    UK energy
    Banks in talks with UK regulator for proposed loans to energy suppliers

    Scheme to spread cost of taking on customers of failed rivals aims to ease impending rise in household bills

  • Thursday, 6 January, 2022
    UK tax
    HMRC extends self-assessment window by a month

    Decision driven by Covid-19 impact on businesses and individuals

  • Monday, 3 January, 2022
    UK business & economy
    Scottish banking pilot offers hope to UK high streets without branches

    Lenders join forces with Post Office to expand BankHub in bid to protect access to cash

  • Friday, 31 December, 2021
    Monzo Bank Ltd
    China’s Tencent takes stake in UK digital bank Monzo

    Valuation of start-up has soared to $4.5bn, underlining a rapid recovery in its fortunes

  • Promoted Content
  • Thursday, 23 December, 2021
    NHS England
    Former TSB chair brought in to oversee NHS England shake-up

    Sajid Javid selects Richard Meddings to deliver health service reforms and spending ‘accountability’

  • Tuesday, 21 December, 2021
    NatWest Group
    NatWest pleads guilty to US charges over spoofing Treasury markets

    UK-based bank to pay $35m penalty over fraud schemes conducted in London, US and Singapore

  • Friday, 17 December, 2021
    Cryptocurrencies
    Tether’s CEO: from IT sales to calling the shots in crypto land

    Jean-Louis van der Velde’s career offered few clues that he would become a key figure in fast-growing industry

  • Thursday, 16 December, 2021
    UK banks
    UK bank shares jump as Bank of England raises interest rate Premium content

    Investors bet on boost to revenues as tracker mortgage rates climb

  • Thursday, 16 December, 2021
    FT Alphaville
    Twitter spaces on disinfo as a viral construct

    Is framing disinformation as an ‘infodemic’ really a good way to deal with the problem? Join us on Twitter Spaces this Friday to discuss.

  • Thursday, 16 December, 2021
    National Westminster Bank PLC
    NatWest’s anti-money laundering failures laid bare in gold dealer case

    ‘Someone was walking through the streets with black bin liners of cash,’ says prosecutor

  • Wednesday, 15 December, 2021
    UK banks
    UK banks back rollout of shared branches

    Initiative expanded to seven hubs to help vulnerable groups maintain access to cash

  • Monday, 13 December, 2021
    FintechFT
    France goes unicorn hunting Premium content

    Plus, UK spy chief tells the FT of concerns over Chinese central bank digital currency

  • Wednesday, 8 December, 2021
    Monzo Bank Ltd
    Monzo valuation hits $4.5bn on back of drawing thousands of new customers

    UK digital bank sees $500m funding round in sharp recovery after bruising start to pandemic

  • Wednesday, 8 December, 2021
    FT Alphaville
    QAnon, a year after Q

    The lessons from a super-conspiracy theory are not limited to its direct impacts.

  • Sunday, 5 December, 2021
    Lloyds Banking Group PLC
    Lloyds Bank to shift to growth mode under new chief

    Charlie Nunn will raise budget for private rental business as lender targets wealth, commercial and investment banking

  • Sunday, 5 December, 2021
    AI ethics
    Why ethics must be built into tech development

    Business schools should teach that responsibility need not hamper innovation

  • Friday, 3 December, 2021
    Nationwide Building Society
    Nationwide appoints TSB boss Debbie Crosbie as chief executive

    TSB’s chief customer officer Robin Bulloch announced as interim chief executive

  • Wednesday, 1 December, 2021
    Special ReportNext Tech Growth Markets
    Online streaming looks to Asia for steady flow of subscribers

    Consumers in India, China and the Philippines display a growing appetite for digital content

  • Wednesday, 1 December, 2021
    Technology
    National security concerns pile pressure on ‘splinternet’ cracks

    A more fragmented internet is inevitable, but governments should not intensify fissures without good measure

  • Tuesday, 30 November, 2021
    Revolut Ltd
    Revolut chief hopes for UK banking licence by start of 2022

    Nik Storonsky says lack of liquidity remains hurdle for London listings

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