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Siddharth Venkataramakrishnan

Banking and fintech correspondent

Sid is the FT's banking and fintech correspondent, covering topics including challenger banks, the future of cash and stablecoins. Prior to this, he covered capital markets, European technology and was a leader writer.

Sid also writes the FT's Future of Money newsletter, which is sent every Monday. Sign up here

Email Siddharth Venkataramakrishnan @SVR13  on Twitter (link opens in a new browser window)
Email Siddharth Venkataramakrishnan @SVR13  on Twitter (link opens in a new browser window)

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  • Monday, 28 November, 2022
    Cryptocurrencies
    Crypto fraud jumps by a third in UK

    Data from specialist police unit reflect growing problem costing victims hundreds of millions

  • Thursday, 24 November, 2022
    Special ReportNext Tech Growth Markets
    Fintech upstarts challenge payment card empires

    The pandemic has intensified the threat posed by neobanks and ‘buy now, pay later’ companies

  • Wednesday, 23 November, 2022
    Property sector
    Mortgage rates on five-year fixes tip below 6 per cent

    Signs of stability return to the UK home loan market following September’s ‘mini’ Budget

  • Tuesday, 22 November, 2022
    UK financial regulation
    UK watchdog calls for reform of credit rating market

    FCA warns of ‘significant differences’ in consumer data held by agencies

  • Monday, 21 November, 2022
    The Future of Money
    Fintechs see big opportunity in small business lending Premium content

    Plus, Virgin Money chief executive David Duffy on the future for fintechs

  • Monday, 21 November, 2022
    Virgin Money PLC
    Virgin Money to boost buybacks after forecast-beating profits

    Shares of UK’s sixth-largest lender climb 16% in early morning trading

  • Saturday, 19 November, 2022
    Q&APersonal Finance
    Need to Know . . .  Is my crypto at risk?

    The collapse of one of the sector’s biggest exchanges has raised pressing questions for UK owners of cryptocurrency

  • Friday, 18 November, 2022
    Nationwide Building Society
    Nationwide warns bad loans likely to rise as household finances are squeezed

    UK’s largest building society loaned its pension fund £400mn after mini-Budget turmoil

  • Friday, 18 November, 2022
    The Big Read
    Revolut’s growing pains: is the fintech ready to become a bank?

    Cultural and operational issues might be standing in the way of co-founder Nik Storonsky’s ambitions, insiders say

  • Monday, 14 November, 2022
    The Future of Money
    Account-to-account payments pose fresh threat to credit card networks Premium content

    Plus, African and Latin American fintechs have lessons for the US and EU

  • Monday, 14 November, 2022
    Cryptocurrencies
    UK high street lenders toughen crypto stance on fraud concerns

    Cautious position to end ‘paradise for scammers’ contrasts with that of some fintechs

  • Saturday, 12 November, 2022
    Financial fraud
    UK peers call for new criminal offence of ‘failure to prevent fraud’

    Big Tech and telecoms companies are not doing enough to fight online crime, says report

  • Thursday, 10 November, 2022
    Co-operative Bank
    Co-op Bank targets acquisitions after profits surge

    UK lender reaps benefits of rising interest rates

  • Monday, 7 November, 2022
    The Future of Money
    Finance sector calls for government action on fraud Premium content

    Plus, fintech lay-offs begin and a history of credit

  • Monday, 7 November, 2022
    News in-depthUK banks
    JPMorgan and Goldman in battle for British customer deposits

    UK high street banks are fighting back against the Wall Street giants

  • Thursday, 3 November, 2022
    UK interest rates
    Falls in UK mortgage rates predicted as BoE signals dovish outlook

    Lenders say cost of fixed-rate deals will come down, but warn it will take time

  • Thursday, 3 November, 2022
    UK financial regulation
    UK lenders to pay £12mn in customer compensation over pandemic flaws

    Financial regulator criticises banks for failing to support distressed borrowers

  • Monday, 31 October, 2022
    The Future of Money
    Fintech for good needs careful handling Premium content

    Plus, will Alipay ever have a western rival?

  • Friday, 28 October, 2022
    NatWest Group
    NatWest shares drop on rising costs and darkening economic outlook

    Bank follows other big lenders in pushing up provisions for bad debts

  • Thursday, 27 October, 2022
    Professional services
    NatWest ditches EY in blow to auditor ahead of planned break-up

    Contract worth £400mn over 10 years set to go to Big Four rival PwC

  • Thursday, 27 October, 2022
    Corporate earnings and results
    Lloyds profits fall 26% as bad debt charges rise

    UK bank takes third-quarter hit but upgrades full-year guidance as rising rates boost income

  • Monday, 24 October, 2022
    The Future of Money
    JPMorgan takes its business to the metaverse Premium content

    Plus, the prospect of central bank digital currencies brings digital identity to the fore

  • Monday, 24 October, 2022
    UK business & economy
    UK banks withdraw first-time buyer mortgages in wake of ‘mini’ Budget

    Lenders slow to return to riskier high loan-to-value market due to affordability concerns

  • Thursday, 20 October, 2022
    UK banks
    High taxes are hitting competition, say midsized UK banks

    City minister warned of impact on smaller lenders ahead of Big Four’s third-quarter earnings

  • Tuesday, 18 October, 2022
    UK government spending
    Hunt lines up raid on bank profits to help fill £40bn UK fiscal hole

    Chancellor looks at extending windfall tax on oil and gas companies

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