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    Final salary schemes

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    • Friday, 10 March, 2023
      News in-depthPensions industry
      Corporate rush to offload pensions adds to pressure on UK equities

      Funds sell stocks and lock in higher bond yields to make DB plans more attractive to insurers

    • Monday, 30 January, 2023
      Pensions industry
      Push into illiquid assets exposes UK pension savers to higher fees

      Government presses ahead with plans to funnel scheme funds into infrastructure and start-ups

    • Friday, 13 January, 2023
      Helen Thomas
      Can we talk more about my pension this year?

      Comfortable world of defined benefit schemes has dominated UK news — what about the rest of us?

    • Thursday, 29 December, 2022
      Pensions crisis
      Pensions industry and consultants play blame game over LDI crisis

      Calls grow for regulation of UK’s influential and concentrated investment advice sector

    • Wednesday, 21 December, 2022
      The Big Read
      Lessons from the gilts crisis

      The meltdown was an early warning about radical changes in financial markets and suggests pension systems might not be fit for purpose

    • Thursday, 8 December, 2022
      LexPensions crisis
      UK pensions/LDI: crisis fallout has implications for scheme deficits Premium content

      Every crisis tends to be followed by an equal and opposite regulatory reaction

    • Friday, 2 December, 2022
      Financial Conduct Authority UK
      FCA issues first fine in British Steel pension mis-selling scandal

      Welsh financial adviser hit with £2.4mn penalty for ‘woeful’ guidance to quit defined benefit schemes

    • Monday, 28 November, 2022
      UK mis-selling
      Cost of funding pension scandal payout for UK steelworkers falls sharply

      Improvement in annuity rates slashes money needed for compensation linked to British Steel Pension Scheme

    • Friday, 14 October, 2022
      Markets InsightJohn Ralfe
      Investigation needed to hold those behind UK pension crisis to account

      Taxpayers should not bail out companies that have been speculating

    • Friday, 7 October, 2022
      Serious MoneyMoira O'Neill
      Time to switch out of a defined benefit pension?

      Rising rates make annuities attractive for DB pensioners but they’re not right for all

    • Wednesday, 5 October, 2022
      Pensions crisis
      A brief history of LDI

      How an accounting tweak and a radical actuarial theory created a trillion pound asset class

    • Wednesday, 5 October, 2022
      Helen Thomas
      UK pensions implosion could end with a deals boom

      Hidden risks revealed by crisis may prompt ‘buyout’ deals that shrink world of defined benefit schemes

    • Monday, 3 October, 2022
      Financial services
      Asset managers cut debt in pension scheme investing strategies

      Shift to safety comes after market turmoil triggered by UK mini-Budget

    • Monday, 3 October, 2022
      Pensions
      Liability-driven pension investing is still sound, says man who brought it to UK

      Strategy that drove last week’s market crisis helps ‘immunise’ funds against interest rate and inflation moves

    • Thursday, 29 September, 2022
      Capital markets
      LDI: the better mousetrap that almost broke the UK

      A Q&A on what went wrong with liability-driven investing

    • Wednesday, 28 September, 2022
      Pensions
      What does the bond rout mean for my pension?

      Fallout from UK chancellor’s mini-Budget spreads from property to retirement

    • Wednesday, 28 September, 2022
      Gilts
      The reason the BoE is buying long gilts: an LDI blow-up

      Pension plan plumbing problems forced the Bank’s hand

    • Monday, 25 July, 2022
      Universities Superannuation Scheme
      Pension chief bonus sparks union anger ahead of university strike ballot

      College staff condemn payment to Universities Superannuation Scheme boss after facing retirement benefits cuts

    • Wednesday, 20 July, 2022
      Financial Conduct Authority UK
      MPs call for review into UK regulator’s handling of pension mis-selling scandal

      Financial Conduct Authority ‘failed’ to protect British Steel Pension Scheme members from ‘unscrupulous advisers’, report finds

    • Friday, 1 July, 2022
      Pensions industry
      UK pension schemes confronted by growing liquidity strains

      Investment consultant Mercer warns more asset sales will be required to avoid disruption to long-term plans

    • Thursday, 23 June, 2022
      John Ralfe
      Collective pensions: there’s little protection in the crowd

      Policymakers would do better to focus on improvements to individual defined contribution schemes

    • Saturday, 18 June, 2022
      UK universities
      Universities accused of misleading claims over UK staff pension reforms

      Younger workers could lose up to £200,000 under benefits changes introduced in April, analysis shows

    • Friday, 13 May, 2022
      Pensions
      Inflation: managing the threat to your pension

      The divide deepens between defined benefit and defined contribution schemes

    • Monday, 25 April, 2022
      Pensions industry
      UK regulator invokes emergency powers to address steelworker pension scandal

      FCA issues order to stop advisers from offloading assets to avoid paying compensation

    • Thursday, 31 March, 2022
      UK mis-selling
      FCA’s redress scheme for steelworker pension mis-selling comes under fire

      Advocates describe regulator’s proposal as ‘compensation on the cheap’

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